https://www.dreamcasamortgages.com/blog daily 0.75 2026-01-15 https://www.dreamcasamortgages.com/blog/category/English monthly 0.5 https://www.dreamcasamortgages.com/blog/category/Portugu%C3%AAs monthly 0.5 https://www.dreamcasamortgages.com/blog/category/Portugues monthly 0.5 https://www.dreamcasamortgages.com/en/blog daily 0.75 2026-02-04 https://www.dreamcasamortgages.com/en/blog/first-time-buyer-uk-mortgage-planning monthly 0.5 2026-02-04 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/f69bc9fd-ec06-43eb-a586-a15ce148642c/compra+de+casa+na+Inglaterra.png Blog English - Why your first UK property purchase shapes your financial future - More than just “getting on the ladder” Many buyers focus on buying something as soon as possible, driven by fear of missing out or rising property prices. While entering the market can be important, the structure of that first purchase matters far more than many realise. The price, mortgage type, term length and affordability assumptions all influence: Future remortgaging options Ability to move or upsize Access to equity later on A poorly structured first purchase can limit choices, even as income grows. https://www.dreamcasamortgages.com/en/blog/how-your-employment-status-affects-mortgage-uk monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1769687252988-QAIOZ70U9F67IZP58M93/unsplash-image-uZqmXxRLHmQ.jpg Blog English - Employed, self-employed or director? How your status changes your mortgage options - Employed applicants Applicants paid through PAYE are generally seen as lower risk by lenders, as income is predictable and easy to evidence. However, this does not mean the process is always straightforward. Bonuses, commissions and overtime are often: Only partially accepted Averaged over one to two years Subject to lender-specific limits At higher income levels, lenders may also assess the sustainability of bonuses, particularly if they form a large proportion of total income. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/db40cb90-9db8-4811-be32-45ec486e81bf/JRP_branding_DCRS_024+%281%29.jpg Blog English - Employed, self-employed or director? How your status changes your mortgage options - Taking a strategic approach Understanding how lenders assess your income allows you to plan proactively — whether that means adjusting timing, documentation, or overall structure before applying. A well-prepared application improves lender choice, reduces delays and helps ensure that your mortgage supports your long-term plans rather than restricting them. If you would like strategic mortgage advice tailored to your circumstances, you can contact Dream Casa Mortgage Consultancy to arrange an initial consultation. Written by Taihnee Bernardes Founder & Mortgage Adviser Dream Casa Mortgage Consultancy https://www.dreamcasamortgages.com/en/blog/buying-a-larger-property-in-the-uk monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1768986407235-ZUIGP3YS4DW61YDK42H4/House+in+UK.jpg Blog English - Buying a larger property in the UK: strategic considerations for foreign nationals - Location and lender appetite Not all lenders treat all locations equally. Certain postcodes, rural areas, or high-value regions can reduce the number of lenders willing to offer a mortgage — even when affordability appears strong. Rural or semi-rural locations Properties in premium or niche postcodes Areas with limited comparable sales For foreign nationals, this narrowing of lender choice can be more pronounced, making early lender assessment essential. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1768986091226-O1WVPVOF49LW8LOH94NV/unsplash-image-bqUZEAeWuok.jpg Blog English - Buying a larger property in the UK: strategic considerations for foreign nationals - The strategic approach Buying bigger should not mean borrowing blindly. The right mortgage structure ensures flexibility, protects your long-term plans, and supports future decisions rather than limiting them. Seeking specialist advice early allows you to assess lender appetite, property suitability, and long-term affordability before committing — particularly when purchasing higher-value properties in the UK as a foreign national. If you would like strategic mortgage advice tailored to your circumstances, contact us today to arrange an initial consultation. Written by Taihnee Bernardes Founder & Mortgage Adviser Dream Casa Mortgage Consultancy https://www.dreamcasamortgages.com/en/blog/high-income-uk-mortgage monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/4b95c3e9-e85a-4e0c-8495-79a306ffe5b6/Mortgage+UK.jpeg Blog English - High income doesn’t guarantee a mortgage in the UK – here’s why - Income vs acceptable income Lenders do not simply look at how much you earn. They look at how reliable, sustainable and provable that income is. Bonuses, commissions, dividends, overseas income and variable earnings are all treated differently. Two people earning the same amount on paper can receive very different mortgage offers depending on how their income is structured. https://www.dreamcasamortgages.com/en/blog/mortgage-myths monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/26add936-c56c-434f-b872-56af2e5791d5/unsplash-image-oGw402mz_lc.jpg Blog English - Mortgage myths that stop people from buying (and the truth behind them) - Buying a home is one of the biggest steps in life, but too often people hold back because of misunderstandings about mortgages. At Dream Casa Mortgage Consultancy, we see the same myths come up again and again — and sadly, many of them stop clients from moving forward with confidence. Here are some of the most common mortgage myths and the real truth behind them. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1759240896276-40L3QWU6T4VFDXK3KU83/unsplash-image-QpRjfYmGtbk.jpg Blog English - Mortgage myths that stop people from buying (and the truth behind them) - Final Thoughts Don’t let myths stop you from achieving your dream of homeownership. The truth is that with the right guidance, many of the barriers people believe in are much easier to overcome than they think. At Dream Casa Mortgage Consultancy, we specialise in helping foreign nationals and international professionals in the UK not only secure their mortgage but also protect their future. Want to find out what’s really possible for you? Book a chat with our team today. https://www.dreamcasamortgages.com/en/blog/buying-a-property-in-the-uk-as-a-foreign-national-resident-t2kyk monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/88caa195-bbf8-4995-bd83-a7ed06f86e12/Untitled+design.jpg Blog English - Buying a property in the UK as a foreign national resident - Who can buy a property in the UK? Foreign nationals who are legally resident in the UK can purchase property. This includes: Skilled Worker visa holders and other long-term work visas Spouse/partner visa holders EU/EEA citizens with pre-settled or settled status Students or professionals with established residency Lenders will check your visa type, length of residency, and overall financial stability before making a mortgage offer. https://www.dreamcasamortgages.com/en/blog/how-to-buy-a-home-in-the-uk monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/d30ae9c8-fdbd-4d96-b27f-7f1545f937e7/How-Soon-Can-You-Remortgage.jpg Blog English - How to buy a home in the UK: a step-by-step guide for first-time buyers and foreign nationals - 1 Year to 6 Months Before – Prepare Your Finances & Research Locations Research Areas to Live Start thinking about where you’d like to live. If you have (or plan to have) children, look into local schools—good school catchment areas often mean higher property prices. Also consider local transport, shops, green space, and lifestyle. Organise Your Finances Start saving for your deposit and reduce unnecessary spending. Check your credit history and try to pay off any debts, as this will impact how much you can borrow. Top Tip: Don’t forget about extra costs like mortgage application fees, solicitors, Stamp Duty (if applicable), removals, and furniture. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/544e5281-3e5c-4364-9591-aa8b5d9a1a8b/housekeys.jpg Blog English - How to buy a home in the UK: a step-by-step guide for first-time buyers and foreign nationals - Completion Day Your solicitor transfers the remaining funds, the seller receives payment—and you collect the keys to your new home! Congratulations, you’re officially a homeowner in the UK! Need Help Buying a Home in the UK as a Foreign National? At Dream Casa Mortgage Consultancy, we specialise in helping non-UK nationals navigate the buying process with ease. Contact us today for a consultation. https://www.dreamcasamortgages.com/en/blog/buying-a-home-in-the-uk-when-self-employed monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/2eb8a160-37f5-411b-a900-e3c8571a8d45/Mortgage+UK.jpg Blog English - Buying a home in the UK when you're self-employed: what you need to know - Who Counts as Self-Employed? You’re considered self-employed if you: Run your own business as a sole trader Are a partner in a business partnership Own a limited company (even if you're the only director) Work as a freelancer or contractor Even if you pay yourself a salary and dividends, mortgage lenders will often still treat you as self-employed. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/8651c1da-1a0e-4563-b893-6a44f62d4339/Taihnee+Bernardes.jpg Blog English - Buying a home in the UK when you're self-employed: what you need to know - Dream Casa: Helping the Self-Employed Get Home At Dream Casa Mortgage Consultancy, we specialise in helping self-employed individuals and business owners navigate the mortgage process with clarity and confidence. We understand the extra paperwork, the nuances of business income, and how to present your case in the best light. Ready to start your journey? Contact us today for expert advice tailored to self-employed buyers. Whatever it is, the way you tell your story online can make all the difference. https://www.dreamcasamortgages.com/en/blog/category/English monthly 0.5 https://www.dreamcasamortgages.com/en/blog/category/Portugu%C3%AAs monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+advice+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/buying+a+house+in+the+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/director+buy+house+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/property+investment+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+in+dorset monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+planning+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/financiamento+imobil%C3%A1rio+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/buying+a+house+in+England monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+in+poole monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/credit+score+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+advisor+uk monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+para+brasileiros monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/UK+mortgage+guide monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/self-employed+mortgage monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/brasileiros+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/first+time+buyer+tips monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+dorset monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/mortgage+deposit+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/dream+casa+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/credit+history+UK monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/compra+de+casa+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/en/blog/tag/comprar+casa+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog daily 0.75 2026-02-04 https://www.dreamcasamortgages.com/pt/blog/primeira-compra-de-imovel-no-reino-unido monthly 0.5 2026-02-04 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/f69bc9fd-ec06-43eb-a586-a15ce148642c/compra+de+casa+na+Inglaterra.png Blog Português - Por que a primeira compra de imóvel no Reino Unido impacta seu futuro financeiro - Mais do que “entrar no mercado” Muitos compradores se sentem pressionados a comprar o quanto antes, seja pelo medo de perder oportunidades ou pela alta dos preços. Embora entrar no mercado seja importante, a forma como essa primeira compra é estruturada é ainda mais relevante. Preço do imóvel, tipo de hipoteca, prazo e critérios de affordability influenciam diretamente: Opções de refinanciamento no futuro Capacidade de mudar de imóvel Acesso ao capital investido Uma primeira compra mal estruturada pode limitar escolhas mesmo com aumento de renda ao longo do tempo. https://www.dreamcasamortgages.com/pt/blog/como-perfil-profissional-afeta-hipoteca-reino-unido monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1769687252988-QAIOZ70U9F67IZP58M93/unsplash-image-uZqmXxRLHmQ.jpg Blog Português - Empregado, autônomo ou diretor? Como seu perfil afeta suas opções de hipoteca no Reino Unido - Empregados (PAYE) Para bancos britânicos, rendas pagas via PAYE costumam ser vistas como mais previsíveis e fáceis de comprovar. Ainda assim, nem toda renda é tratada da mesma forma. Bônus, comissões e horas extras geralmente: São aceitos apenas parcialmente São calculados com base em médias Dependem das regras específicas de cada banco Em rendas mais altas, os bancos também avaliam se esses valores são sustentáveis no longo prazo. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/db40cb90-9db8-4811-be32-45ec486e81bf/JRP_branding_DCRS_024+%281%29.jpg Blog Português - Empregado, autônomo ou diretor? Como seu perfil afeta suas opções de hipoteca no Reino Unido - Uma abordagem estratégica Entender como os bancos avaliam sua renda permite um planejamento mais inteligente — ajustando estrutura, timing ou documentação antes de iniciar o pedido de hipoteca. Uma aplicação bem preparada amplia o leque de bancos disponíveis, reduz atrasos e garante que a hipoteca esteja alinhada com seus planos de longo prazo. Precisa de orientação estratégica para sua hipoteca no Reino Unido? Entre em contato para agendar uma consulta personalizada, pensada para o seu momento e seus objetivos. https://www.dreamcasamortgages.com/pt/blog/comprar-imovel-de-maior-valor-no-reino-unido monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1768986407235-ZUIGP3YS4DW61YDK42H4/House+in+UK.jpg Blog Português - Comprar um imóvel de maior valor no Reino Unido: planejamento essencial para estrangeiros - Localização e critérios dos credores Nem todos os bancos avaliam todas as localizações da mesma forma. Certos códigos postais, áreas rurais ou regiões com imóveis de alto valor podem reduzir significativamente o número de instituições dispostas a conceder uma hipoteca. Alguns bancos aplicam critérios mais restritivos para: Áreas rurais ou semi-rurais Regiões consideradas “premium” ou de nicho Locais com poucas vendas comparáveis recentes Para estrangeiros, essa limitação costuma ser ainda maior, o que torna essencial avaliar o apetite dos bancos logo no início do processo. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1768986091226-O1WVPVOF49LW8LOH94NV/unsplash-image-bqUZEAeWuok.jpg Blog Português - Comprar um imóvel de maior valor no Reino Unido: planejamento essencial para estrangeiros - A abordagem estratégica Comprar um imóvel maior não significa assumir uma dívida sem critério. A estrutura correta da hipoteca garante flexibilidade, protege seus planos de longo prazo e apoia decisões futuras, em vez de limitá-las. Buscar orientação especializada desde o início permite avaliar o apetite dos bancos, a adequação do imóvel e a sustentabilidade do financiamento antes de assumir um compromisso — especialmente para estrangeiros comprando imóveis de maior valor no Reino Unido. Precisa de orientação estratégica para sua hipoteca no Reino Unido? Entre em contato para agendar uma consulta personalizada, pensada para o seu momento e seus objetivos. https://www.dreamcasamortgages.com/pt/blog/ganhar-bem-nao-garante-mortgage monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/752966a4-92ad-47c0-ae97-01c09e4e568d/Mortgage+UK.jpeg Blog Português - Ganhar bem no Reino Unido não garante uma hipoteca – veja por quê - Renda vs renda aceitável Os bancos não analisam apenas quanto você ganha, mas sim se essa renda é estável, previsível e comprovável. Bônus, comissões, dividendos, renda no exterior e rendimentos variáveis são avaliados de forma diferente. Pessoas com a mesma renda total podem ter resultados completamente distintos. https://www.dreamcasamortgages.com/pt/blog/mortgage-mitos monthly 0.5 2026-01-15 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/26add936-c56c-434f-b872-56af2e5791d5/unsplash-image-oGw402mz_lc.jpg Blog Português - Mitos sobre compra de imóvel no Reino Unido (e as verdades por trás deles) - Comprar a casa própria é um dos maiores sonhos — e também um dos passos mais importantes da vida. No entanto, esse sonho muitas vezes é adiado porque muitas pessoas acreditam em ideias equivocadas sobre o financiamento imobiliário. Aqui na Dream Casa Mortgage Consultancy, já ouvimos de tudo: mitos que se repetem e que, infelizmente, acabam impedindo muita gente de realizar o sonho da casa própria. Por isso, reunimos alguns dos principais mitos sobre hipotecas no Reino Unido e mostramos a verdade por trás de cada um deles. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1759240896276-40L3QWU6T4VFDXK3KU83/unsplash-image-QpRjfYmGtbk.jpg Blog Português - Mitos sobre compra de imóvel no Reino Unido (e as verdades por trás deles) - Lembre-se: Não deixe que mitos te afastem da casa própria. Muitas das barreiras que parecem impossíveis, na prática, são mais simples de resolver com a orientação certa. Na Dream Casa Mortgage Consultancy, ajudamos estrangeiros e profissionais internacionais a conquistar o financiamento ideal e também a proteger o futuro da família. Quer saber o que realmente é possível para você? Para agendar uma conversa com a nossa equipe, clique aqui. , https://www.dreamcasamortgages.com/pt/blog/como-comprar-casa-no-reino-unido-sendo-estrangeiro-residente monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/d30ae9c8-fdbd-4d96-b27f-7f1545f937e7/How-Soon-Can-You-Remortgage.jpg Blog Português - Como comprar um imóvel no Reino Unido sendo estrangeiro residente - Quem Pode Comprar Casa no Reino Unido? Qualquer estrangeiro que esteja legalmente residente no Reino Unido pode comprar imóveis. Isso inclui: Titulares de visto de trabalho (Skilled Worker e outros de longa duração) Titulares de visto de cônjuge ou parceiro Cidadãos da União Europeia/EEE com status pré-estabelecido ou estabelecido Estudantes e profissionais já com residência fixa Importante: os bancos sempre vão avaliar o tipo de visto, o tempo de residência e sua estabilidade financeira antes de aprovar a hipoteca. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1758024695576-UVDMVRTG5QOOZB40D97D/unsplash-image-jaHmB2Z996I.jpg Blog Português - Como comprar um imóvel no Reino Unido sendo estrangeiro residente - Custos de Comprar Imóvel no Reino Unido Além do valor do imóvel, é essencial planejar os custos extras: Stamp Duty Land Tax (SDLT): Residentes fiscais no Reino Unido pagam o mesmo que britânicos. Não residentes podem ter um adicional de 2%. Custos legais: Entre £1.000 e £2.000+, dependendo do imóvel. Taxas da hipoteca: Taxa de contratação, corretagem e avaliação do banco. Traduções e certificações: Necessárias para documentos estrangeiros. Vistoria (survey): Opcional, mas recomendada. Custos contínuos: Seguro residencial, condomínio (leasehold) e council tax. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/db40cb90-9db8-4811-be32-45ec486e81bf/JRP_branding_DCRS_024+%281%29.jpg Blog Português - Como comprar um imóvel no Reino Unido sendo estrangeiro residente - Como a Dream Casa Pode Ajudar Na Dream Casa Mortgage Consultancy, somos especialistas em ajudar estrangeiros e não cidadãos britânicos que vivem no Reino Unido a conquistar sua primeira casa, fazer remortgage ou investir em buy-to-let (aluguel). Nós entendemos os desafios de comprovar renda — seja no Reino Unido ou no exterior — e acompanhamos você em todas as etapas: dos requisitos do banco até a conclusão da compra. Dê agora mesmo o próximo passo para transformar o sonho da casa própria no Reino Unido em realidade. Clique aqui para agendar sua consulta hoje mesmo. https://www.dreamcasamortgages.com/pt/blog/comprar-um-imovel-no-reino-unido-sendo-autonomo monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/2eb8a160-37f5-411b-a900-e3c8571a8d45/Mortgage+UK.jpg Blog Português - Comprar um imóvel no Reino Unido sendo autônomo: o que você precisa saber - Quem é considerado autônomo? Você é classificado como autônomo se: Trabalha como sole trader (profissional autônomo) É sócio de uma parceria comercial É diretor de uma empresa limitada (Limited Company) Atua como freelancer ou contratado Mesmo que você receba um salário da sua própria empresa, muitos bancos ainda o tratam como autônomo. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/8651c1da-1a0e-4563-b893-6a44f62d4339/Taihnee+Bernardes.jpg Blog Português - Comprar um imóvel no Reino Unido sendo autônomo: o que você precisa saber - Dream Casa: Apoio completo para autônomos Somos especialistas em ajudar autônomos e pequenos empreendedores a conquistar sua casa no Reino Unido. Sabemos como lidar com a burocracia, com diferentes formas de renda, e como apresentar sua aplicação da forma mais forte possível. Pronto para começar sua jornada? Entre em contato conosco e agende sua consulta https://www.dreamcasamortgages.com/pt/blog/guia-comprar-imovel-no-reino-unido monthly 0.5 2026-01-29 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/d30ae9c8-fdbd-4d96-b27f-7f1545f937e7/How-Soon-Can-You-Remortgage.jpg Blog Português - Guia completo: passo a passo para comprar sua casa no Reino Unido - De 1 ano a 6 meses antes – Comece a se preparar 1. Pesquise a região onde gostaria de morar Se tiver filhos, ou planos para o futuro, avalie a qualidade das escolas locais. Regiões com boas escolas tendem a ter imóveis mais caros. Pense também em transporte, comércio, restaurantes e o estilo de vida que deseja. 2. Organize suas finanças Comece a juntar o valor para o depósito e reduza gastos desnecessários. Quitar dívidas pode aumentar sua capacidade de financiamento. Dica importante: Lembre-se de custos extras como taxas de solicitação de financiamento, advogado, Stamp Duty, mudança e mobília. https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/544e5281-3e5c-4364-9591-aa8b5d9a1a8b/housekeys.jpg Blog Português - Guia completo: passo a passo para comprar sua casa no Reino Unido - Completion Day (Finalização) O banco libera os fundos, o pagamento é feito, e... as chaves são suas! Parabéns! Você é oficialmente proprietário (a) de um imóvel no Reino Unido. A Dream Casa é especialista em ajudar brasileiros e estrangeiros a comprar seu primeiro imóvel com segurança e tranquilidade. Clique aqui para agendar sua consulta inicial. https://www.dreamcasamortgages.com/pt/blog/category/English monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/category/Portugu%C3%AAs monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/financiamento+imobili%C3%A1rio+na+Inglaterra monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/buying+a+house+in+the+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/aut%C3%B4nomo monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/financiamento+imobil%C3%A1rio+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/im%C3%B3vel+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/credit+score+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+in+poole monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/financiamento+para+self+employed monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/brasileiros+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/comprar+im%C3%B3vel+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/self-employed+mortgage monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/dream+casa+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+dorset monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+deposit+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/compra+de+casa+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/financiamento+imobili%C3%A1rio+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/director+buy+house+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/compra+de+casa+na+Inglaterra monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+aut%C3%B4nomo+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+in+dorset monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/portugueses+no+Reino+Unido monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/requisitos+para+comprar+im%C3%B3vel+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/documentos+para+comprar+casa+UK monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/buying+a+house+in+England monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+advisor+uk monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/mortgage+para+brasileiros monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/UK+mortgage+guide monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/first+time+buyer+tips monthly 0.5 https://www.dreamcasamortgages.com/pt/blog/tag/comprar+casa+UK monthly 0.5 https://www.dreamcasamortgages.com/costs-of-mortgage-services daily 0.75 2025-09-17 https://images.squarespace-cdn.com/content/v1/621e5f6fadb9950783f46c99/1646830852845-4YJ6W071VSOJO7C21JUB/unsplash-image-SoT4-mZhyhE.jpg Costs Of Mortgage Services - We can charge a mortgage fee in consideration of preliminary processing, information gathering, planning and research with provision of the advice provided to you in recommending the most suitable mortgage product. The maximum we charge is 1% of the new loan amount. For example, if the total amount being borrowed is £150,000 our charge could be £1,500 Our typical fee is £495. The amount of the mortgage fee will be based on the complexity of your individual case. We will agree the mortgage fee in writing prior to any mortgage application being submitted to the lender. As we offer a bespoke service our charges can vary. The mortgage fee does not merely cover the administration of your loan application. It also covers our extensive research, our in-depth knowledge of the market and the mortgage advice you receive from us. The mortgage fee will be VAT exempt unless the work we provide for you only involves advice and or preparing a report, in which case VAT may be applicable. We will always tell you if you must pay VAT before we undertake any work for you. 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